Pelaburan EMAS Masa Kini !!!

PELABURAN EMAS BERDASARKAN SISTEM SYARIAH
ETIKA EMAS ESTET SDN BHD (774324-V)
MEMANG MENGUNTUNGKAN!!
PROGRAM PEMILIKAN DAN SIMPANAN EMAS

2 skim pelaburan disediakan:-
(Contoh 100g emas)

(1) Simpanan sendiri :-
(i) Syarikat akan membayar hibah RM100 setiap bulan kepada pelabur selama 6 bulan mengikut kontrak.
(ii) Para pelabur boleh renew kontrak tersebut dan syarikat akan meneruskan pembayaran hibah. RM100 diperlukan bagi setiap renewal kontrak.
(2) Simpanan Ar-Rahnu di Bank :-
(i) Syarikat akan membayar hibah RM 300 setiap bulan kepada para pelabur selama 6 bulan mengikut kontrak
(ii) Para pelabur boleh renew kontrak tersebut dan syarikat akan meneruskan pembayaran hibah. RM100 diperlukan bagi setiap renewal kontrak.

BAGAIMANA PARA PELABUR MENDAPAT KEUNTUNGAN??

Simpanan Ar-Rahnu di Bank
Katakan harga emas semasa adalah RM 102.11 per gram.

• Para pembeli membeli emas 999.9 iaitu 100g mengikut harga semasa dari syarikat
• Para pembeli membawa emas itu ke Ar Rahnu Bank

• Kita tengok mereka uji-kita tengok mereka timbang
• Syarikat akan tambah lagi 200g emas untuk disimpan bersama emas para pembeli.
• Selepas di uji dan di timbang, bank akan keluarkan Sijil Ar-Rahnu atas nama para pembeli.
• Para pembeli perlu cagarkan kesemua emas tersebut dan sebanyak 65% wang gadaian itu diambil oleh syarikat untuk modal pusingan dan mengembangkan syarikat.

• Dengan ini, syarikat akan membayar kepada para pembeli sebanyak RM 300 sebulan selama 6 bulan.
• Selepas tamat kontrak (6 bulan), para pembeli boleh renew kontrak tersebut dan syarikat akan membayar RM 300 setiap bulan.
• Para pembeli boleh terus renew kontrak setiap kali kontrak tamat dan tiada tempoh maksimum.
• Para pembeli juga boleh menjual semula kepada syarikat setiap kali tamat tempoh kontrak dan para pembeli boleh mendapat keuntungan daripada jualan emas mengikut harga pasaran.

TIADA RISIKO

Setiap 100g emas yang anda simpan,syarikat akan memberi 200g emas untuk dicagarkan bersama 100g emas anda.Maka,keseluruhannya 300g.
 Kesemua emas ini di atas nama anda, maka 300g ini adalah milik para pelabur. Sekiranya syarikat tidak dapat membayar cagaran tersebut kepada pihak bank, maka anda boleh ambil kesemua emas tersebut.

100 % JAMINAN MODAL DIPULANGKAN

 Apabila para pelabur ingin menjual semula emas mereka, maka syarikat akan membeli pada harga semasa sekiranya harga semasa lebih tinggi daripada harga belian para pelabur.Atau syarikat akan membeli pada harga belian anda sekiranya harga semasa lebih rendah dari harga belian para pelabur.

A TIMELESS AND VERY TIMELY INVESTMENT

Sebarang Pertanyaan lebih lanjut boleh hubungi saya melalui email atau post terus menerusi blog..

Kaedah Pengiraan Keuntungan

CONTOH PENGIRAAN KEUNTUNGAN BERDASARKAN MODAL SENDIRI:

1) JADUAL KEUNTUNGAN:-

BERAT(g) SEBULAN 6 BULAN

1 X 100g------ RM 300--------RM 1,800

2 X 100g------ RM 600--------RM 3,600

3 X 100g------ RM 900--------RM 5,400

4 X 100g------ RM 1,200------RM 7,200

5 X 100g------ RM 1,500------RM 9,000

6 X 100g------ RM 1,800------RM 10,800

7 X 100g------ RM 2,100------RM 12,600

8 X 100g------ RM 2,400------RM 14,400

9 X 100g------ RM 2,700------RM 16,200

10 X 100g----- RM 3,000------RM 18,000

Katakan harga emas semasa adalah RM 102.11 per gram = RM 10,211.00

Keuntungan Setahun:

RM 300 X 12 BULAN = RM 3600.00

Peratus Keuntungan Setahun:

(RM 3,600 / RM 10,211) X 100% = 35.26%

2) KEUNTUNGAN NILAI FIZIKAL SIMPANAN EMAS

Katakan belian emas pada 5/5/08 dan harga emas semasa adalah RM 102.11 per gram = RM 10,211.00

 Para pelabur boleh membuat tuntutan setiap kali berlaku kenaikan harga pada nilai fizikal simpanan emas iaitu di panggil redemption

Berita Terkini di Putra2u@blogspot !!!

Program Pembelian & Simpanan EMAS

PROGRAM PEMBELIAN DAN SIMPANAN (PPS)

Saya adalah ejen berdaftar kepada syarikat ini yang menjalankan perniagaan jual beli emas.Disamping anda membeli anda akan mendapat perkongsian keuntungan setiap bulan.Pembelian emas adalah terjamin kerana harga emas sentiasa menunjukkan kenaikan pada kadar purata 12% setahun.Emas adalah aset kukuh berbanding matawang yang mudah dimanipulasi.

Produk Jualan

1) Emas 999(24k) dalam bentuk bar
2) Kuantiti dalam 100g, 500g dan 1000g
3) Emas keluaran PAMP-SA(Swis) yang diuruskan oleh MKS Precious Metal Sdn Bhd.(Rujuk www.pamp.ch dan http://www.mks.ch/)
4) Setiap Emas mempunyai no siri yang tersendiri.
5) Harga tertakluk pada KLGMA/Bank Rakyat-ArRahnu
6) Setiap belian akan memiliki emas dan sijil emas.
7) Setiap belian melayakkan anda memasuki program perkongsian keuntungan (hibah).

Syarat Umum Program.

1) Warganegara Malaysia
2) Berumur 18 tahun ke atas.
3) Belian minima sebanyak 100g.
4) Setiap program akan ditandatangani perjanjian bersama setem hasil yang dimatikan.
6) Setiap program adalah selama 6 bulan.
7) Jika pembeli ingin menjual kembali emas sebelum tamat tempoh perjanjian 6 bulan, syarikat akan beli pada harga semasa dan ditolak 15% dari nilai tersebut sebagai caj jual beli)
8) Jika pembeli ingin menjual selepas tamat tempoh perjanjian 6 bulan, syarikat akan beli pada harga semasa dan akan ditolak 2% dari nilai tersebut sebagai caj pentadbiran)

Konsep Ar-Rahnu di Sekolah Sekolah

Konsep Ar-Rahnu (Hibah Keuntungan) telah mula berjalan dengan rancaknya di Kelantan bermula di sekitar Kota Bharu,Pasir Mas dan Machang.Dengan adanya program ini sedikit sebanyak dapat membuat simpanan bagi jangkamasa panjang dan mengaut keuntungan dengan kenaikan harga EMAS di pasaran dunia.Kesempatan ini juga diambil sempena dengan kadar inflasi yang semakin lama semakin menjunam dan menyebabkan nilai matawang kita semakin tiada nilai.Tetapi dengan simpanan EMAS biar berapa lama lagi sekalipun harga EMAS akan terus meningkat dan tidak perlu risau dengan kadar inflasi yang semakin meruncingkan.Dengan langkah positif di kebanyakan sekolah di Kelantan telah menunjukkan ramai yang telah sedar untuk mengambil langkah awal bagi membendung kadar inflasi.

5 Reasons to Own Gold Now

1. Gold is still cheap, while stocks are expensive. In January of 1980, both the Dow Industrials and the price of gold were at the same level: 800. Now, nearly 30 years later, the Dow is above 12,000, and gold is around $900.

2. Governments can print money to pay off their debts… But they can't create gold. For example, the U.S. government is printing tons of new money right now to get the banks to lend. In other words, the supply of paper money can be infinite. But the supply of gold is extremely limited. They say the entire gold production in the history of the world could fit on the basketball court at Madison Square Garden. And it's not so easy to get it out of the ground.

3. Precious metals do well in major international conflicts. The price of gold was fixed during World War I and World War II. But silver, for example, rose by more than 100% in both world wars. Gold has risen for the duration of the War on Terrorism. It all comes back to No. 2, above... Governments ultimately print money to pay for wars.

4. Gold will rise during inflation... and during deflation. Gold rises as the value of the dollar falls. But what many people don't understand is that gold will do even better during deflation, as the government lowers interest rates and wildly prints money (creating inflation) to offset that deflation. This leads to substantially higher gold prices… which is exactly what's happening right now.

5. Gold lowers risk in your investment portfolio. In the past, gold has tended to do the opposite of stocks: It skyrocketed in the 1970s, when stocks did horribly. Then in the 1980s and 1990s, when stocks soared, gold lost more than half its value.

Gold And Risk

Financial instruments usually carry three main types of risk.

• Credit risk: the risk that a debtor will not pay
  
• Liquidity risk: the risk that the asset cannot be sold as a buyer cannot be found.
  
• Market risk: the risk that the price will fall due to a change in market conditions.

Gold is unique in that it does not carry a credit risk. Gold is no one's liability. There is no risk that a coupon or a redemption payment will not be made, as for a bond, or that a company will go out of business, as for an equity. And unlike a currency, the value of gold cannot be affected by the economic policies of the issuing country or undermined by inflation in that country. At the same time, 24-hour trading, a wide range of buyers - from the jewellery sector to financial institutions to manufacturers of industrial products - and the wide range of investment channels available, including coins and bars, jewellery, futures and options, exchange-traded funds, certificates and structured products, make liquidity risk very low. The gold market is deep and liquid, as demonstrated by the fact that gold can be traded at narrower spreads and more rapidly than many competing diversifiers or even mainstream investments.

Gold is of course subject to market risk, as is clear from the experience of the 1980s when the gold price declined sharply. But many of the downside risks associated with the gold price are very different to the risks associated with other assets, a factor which enhances gold's attractiveness as a portfolio diversifier. For example, should a central bank announce its intention to engage in substantial sales of gold, as happened prior to the Central Bank Gold Agreement in 1999, this would be unlikely to have an impact on equity returns but could reasonably be expected to affect the gold price in the short run. Similarly, the specific risks to which bonds and equities are exposed, including pressure on the health of the government and corporate sector during an economic downturn, are not shared by gold.

One measure of market risk is volatility, which measures the dispersion of returns for a given security or market index. The more volatile an asset, usually the riskier it is. The gold price is typically less volatile than other commodity prices. This is because of the depth and liquidity of the gold market, which are supported by the availability of large above-ground stocks of gold. Because gold is virtually indestructible, nearly all of the gold which has ever been mined still exists, much of it in near market form. This means that sudden excess demand for gold can usually be satisfied with relative ease. As a result, gold is generally slightly less volatile than heavily traded blue-chip stock market indices such as the FTSE 100 or the S&P 500. In addition, when gold becomes more volatile, this tends to be associated with a rallying price. The reverse is true of equities, where rising volatility is an indication of market stress. So price volatility for gold contains different information from high volatility in equity markets, where it generally signals a crash or certainly nervous markets.

Gold and Inflation

The value of gold, in terms of the real goods and services that it can buy, has remained largely stable for many years. In 1900, the gold price was $20.67/oz, which equates to about $503/oz in today's prices. In the two years to end-December 2006, the actual price of gold averaged $524. So the real price of gold changed very little over a century characterised by sweeping change and repeated geopolitical shocks. In contrast, the purchasing power of many currencies has generally declined.

Investors in gold can point to a growing body of research supporting gold's reputation as a protector of wealth against the ravages of inflation. Market cycles come and go, but extensive research from a range of economists has demonstrated that, over the long term, through both inflationary and deflationary periods, gold has consistently maintained its purchasing power.
In the short run, experience has shown that gold can deviate from its long-run inflation-hedge price, and, when enjoying a sustained buoyant period, as is currently the case, can offer opportunities for impressive returns.

EMAIL tergempar dari Pakar Ekonomi ALEPS

Pakar2 ekonomi dunia meramalkan akan berlaku krisis ekonomi yg teruk yg boleh hancurkan ekonomi kapitalis. (mereka bukan Tuhan tapi sekurang-kurangnya mereka ada fakta yg kukuh untuk sokong pendapat mereka. Pakar ekonomi Islam yg merujuk kepada Al-Quran dan hadis juga mengesahkan perkara ini pasti akan terjadi)

Bila ekonomi kapitalis collapse, kita tak boleh ambik duit dlm bank. Aku dengar ceramah Mr Matthias Chiang, bekas penasihat politik Tun Dr M. Dia kata ni pasti jadi dlm masa terdekat, 5 thn, tapi perkara ni tak mungkin dicakap dalam perhimpunan agung umno. Dia ni Christian Katolik yg anti-Zionis. Dia kemukakan bukti berupa kenyataan2 oleh penasihat2 Bush, professor di Havard dan Oxford, org2 kuat IMF, Bank Dunia dan segala sifu zionis. Mrk kata system ekonomi kapitalis akan collapse, keadaan dunia akan jadi lebih teruk daripada krisis ekonomi dunia 1930s. Mamat ni masih close dgn Tun Dr M dan tulis buku tajuk FUTURE FASTFOWARD.

Mengejutkan, sekarang ini emas lah yang sedang dikumpul oleh zionis. Rezab emas terbesar berada di US dan Europe. Nak ambil emas, mereka tukarkan kepada negara lain dgn duit kertas. Harus diingat geng2 Zionis itu lah juga yg memiliki bank. (Sila rujuk buku2 atau rencana internet mengenai sejarah dan asal usul bank)

Sudahnya, kita semua satu dunia, simpan duit kertas yg menurut pakar ekonomi tak akan bernilai di kemudian hari. (RUJUK RENCANA2 VIA INTERNET DI BAWAH TOPIC THE DEATH! OF MONEY) Yg bernilai ialah emas, minyak dan kemudiannya air bersih. (kerana air akan tercemar dengan teruk di masa depan. BBC pada tahun 2001 melaporkan bahawa air Sea of Galilee (sebuah tasik sebenarnya) di Palestin sedang surut dan tidak ada tanda2 akan pasang semula. Saintis buat kiraan dalam 50 tahun lagi tak ada setitik air pun di situ. Middle East dan Zionis akan bercakaran kerana air pulak! Separuh kedua abad ini adalah era haus kerana tidak ada air dan bergelap kerana tiada minyak menurut kata penganalisis dunia).

Di sini aku petik sikit beberapa kenyataan :-

MD IMF, Rodrigo de Rato, We believe such a large imbalance of growing indebtedness by the US is a risk not only for the US economy, but for the world economy. Bob Mc Teer, Presiden Reserve Bank of Dallas over time there is only one direction for the dollar to go lower. Warren buffet, pemain saham terkenal dunia kata : we view them as TIME BOMBS both for the parties that deal in them and the economic system. Paul! Volker, bekas pengerusi Federal Reserve Board, we have a 75% chance of a crisis within 5 years.